SUMMARY OF COVER AVAILABLE

Insurance cover is provided through Willis Limited, the broker, and Royal & Sun Alliance Insurance plc., the underwriter.

The block policy scheme provides cover for amenity woodland owners only with up to 75 hectares (185 acres) as follows:-

Woodland owners public liability that indemnifies the insured for accidental bodily injury e.g. to a trespasser or visitor; and loss of or damage to property of a third party e.g. neighbouring property, fences, buildings, etc., up to a limit of £5 million (£5,000,000) in any one claim.

This cover does not extend to activities carried out in your wood such as shooting, horse-riding, motor-cycling, orienteering, etc., that should be insured by the organisation or individual running those activities. Any such activities must be noted on the proposal form under ‘Supplementary Information’.

The current premium costs can be found by clicking 'BACKGROUND' from the list on the left hand side. Cover costs the same for every owner, irrespective of size of woodland area (i.e. up to 75 hectares). A recognised group or association is considered as one owner.

However, if a number of neighbours each buy a piece of wood at the end of their gardens but do not form a group or company then each owner will have to insure their area independently. Similarly, if 2 people buy half a wood each with independent boundaries then they must insure their half separately.

If cover is required for woods over the maximum size or on commercial woods then the Broker can provide Public Liability cover at either £2 million or £5 million, please enquire for quotation - see number below.

Also, if cover is required for standing timber, usually in woods of a commercial nature, then the Broker can provide a quote for additional Fire and/or Windblow covers (e.g. Willis Ltd general clients with Public Liability cover on Growing Timber pay a minimum of £175 + IPT) - see number below.

Quotes for public liability cover for tree surgeons, etc. can also be obtained from Willis Ltd. - see number below.

Contact them direct for any additional covers required: Willis Limited, 285 Queen Street, Broughty Ferry, Dundee DD2 5HD, telephone 0870 010 0410.