SUMMARY OF COVER AVAILABLE

Insurance cover is provided through Willis Limited, the broker, and Royal & Sun Alliance Insurance plc., the underwriter.

The block policy scheme provides cover for amenity and conservation woodland owners only with up to 75 hectares (185 acres) as follows:-

Woodland owners public liability that indemnifies the insured for accidental bodily injury e.g. to a trespasser or visitor; and loss of or damage to property of a third party e.g. neighbouring property, fences, buildings, etc., up to a limit of £5 million (£5,000,000) in any one claim.

This cover does not extend to activities carried out in your wood such as shooting, horse-riding, motor-cycling, orienteering, etc., that should be insured by the organisation or individual running those activities. Any such activities must be noted on the proposal form under ‘Supplementary Information’.

The current premium costs can be found by clicking 'THE SCHEME' from the list on the left hand side. Cover costs the same for every owner, irrespective of size of woodland area (i.e. up to 75 hectares). A recognised group or association is considered as one owner.

However, if a number of neighbours each buy a piece of wood at the end of their gardens but do not form a group or company then each owner will have to insure their area independently. Similarly, if 2 people buy half a wood each with independent boundaries then they must insure their half separately. However, if 2 or more persons buy a wood collectively then this can be considered as one policy and a single premium is payable

If cover is required for woods over the maximum size of 75 hectares or on commercial woods then the Broker can provide Public Liability cover at either £2 million or £5 million, please enquire for a quotation from Willis Ltd direct - see number below.

Also, if cover is required for standing timber, usually in woods of a commercial nature, then the Broker can provide a quote for additional Fire and/or Windblow covers (e.g. Willis Ltd general clients with Public Liability cover on Growing Timber pay a minimum of £175 + IPT) - telephone 0870 010 0410.

Enquiries for quotes for public liability insurance cover for tree surgeons, etc. should be made to Willis Ltd.(0870 010 0410) or contact Beech Tree Insurance by referring to their web page (see 'RURAL LINKS' for address).