| BACKGROUND
SUMMARY OF COVERS AVAILABLE
TERMS & CONDITIONS
BUSINESS ASSOCIATES
WOODLAND OWNER RESPONSIBILITIES
TO VISITORS
KNOW YOUR LIABILITIES
RURAL LINKS
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WOODLAND OWNER
RESPONSIBILITIES TO VISITORS
The following is for information only. If you have any concerns you are
advised to consult a solicitor with knowledge of countryside law. Consult
RAP Ltd if you require details.
Someone injured through your negligence can bring an action for damages
against you in a civil court. If you are found negligent, you may be ordered
to pay compensation for loss of earnings, medical expenses, pain, suffering
and the like. Individuals can face prosecution in a criminal court for
not complying with legal duties imposed by government legislation. You
can be fined, or even face imprisonment if found guilty in a criminal
court.
Claims for damages after accidents are reported to be on the increase,
with solicitors and accident claim practitioners touting for new business
by offering 'no win no fee' terms. The result is that woodland injury
claims have become more frequent. Alleged victims of falling branches,
concealed tree stumps, rabbit holes and even slippery stones in streams,
can sue owners of woods for compensation payments following alleged injuries.
Such claims are from people wandering in woodland - whether remote or not,
whether fenced off or not and whether invited or not!
Also, the Countryside and Rights of Way Act, 2000 now gives people a new
right to walk over large areas of open countryside and common land and
means new responsibilities for those who visit and manage these areas.
You are reminded that the Royal & Sun Alliance Insurance plc policy
is for third party property owners liability only, it does not cover injuries
to volunteers doing any form of work in your wood, including friends and
family members. The law treats them as "employees" even though
they are usually unpaid, and you as the "employer". If you have
a requirement for this sort of activity you will need a different insurance
cover such as that provided by Zurich Municipal through BTCV Insurance
Services - Tel: 01302 572213.
Similarly, contractors doing work in your wood are not covered by this
policy. They are legally bound to carry their own public liability insurance
and you are advised to ensure they have the appropriate valid cover.
Due to the continuing adverse climate conditions being experienced in the UK owners are reminded that they are required to inspect their woodlands regularly to assess for damage or disease to ensure the public are safe.
Advice from the Broker is that owners are expected to periodically inspect
their properties and keep records of the dates and condition of the woods
and trees. Remedial work should be carried out immediately on any suspect
trees, etc., and it is advisable to employ a professional to survey the
wood on an annual basis and provide owners with a written report.
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